The Car Insurance Cheat Sheet

The Car Insurance Cheat Sheet (The nuts and bolts of finding the right coverage) It doesn’t matter if you drive a rust bucket or luxury four-door, your car is probably one of the most important/priciest things you own. Yet instead of guarding it with your life, you drive it at high speeds on an obstacle

Finding the Best Motorcycle Insurance

Finding the Best Motorcycle Insurance (And don’t worry, you’ll still be a rebel to us) o some, life on two wheels is the only option. They live the ride-or-die lifestyle all day every day. To others, a motorcycle is a fast way to break out of the day-to-day routine or 9-to-5 work week. There are

What Is Catastrophe Insurance?

If you have been a victim of a major weather event like Hurricane Sandy, a forest fire, a flood or an earthquake, you have a pretty good idea of why homeowners, landlords and renters may need catastrophe insurance. These events have occurred with alarming frequency in recent years. What are the different kinds of catastrophe

Family Walking in the Rain

Finding the Best Umbrella Insurance

Finding the Best Umbrella Insurance (After all, sometimes it rains on sunny days, too) Ever had a bad day? What about a really, really bad day? Standard insurance coverage will most likely be able to handle your average bad day, but when you get into “really, really” territory, the consequences and claims could go well

Finding the Best Small Business Insurance

Finding the Best Small Business Insurance (Because you deserve a break) Owning a business isn’t just some 9-to-5, working-for-the-weekend endeavor. It’s a carefully crafted, self-invested game plan to do something you’re passionate about … and to build a small fortune. This makes finding the right coverage incredibly important. Our independent insurance agents know the ins,

A Deeper Look Inside Professional Liability Insurance (Even the pros make mistakes)

A Deeper Look Inside Professional Liability Insurance (Even the pros make mistakes) So you’re a (insert job title). You provide people with goods or services and in return, they pay you for it. But being a pro isn’t easy, and despite the number of years you have spent in your line of work, mistakes can

Young People in a Meeting

Meeting Millennials’ Needs and Wants

Millennials are coming of age. They comprise one-third of today’s workforce, with more Millennials on the job than Gen X’er or baby boomers, according to a Pew Research report. Their needs — and their preferences — have a growing influence on the way health insurance and health care are delivered. Millennials are generally defined as those

Is Renters Insurance Necessary?

There are many reasons people choose to rent rather than buy a home. Whether you are a college student, you are saving up for a down payment on a house, or you simply like the flexibility of apartment living, it is a good idea to become familiar with renters insurance and how it can protect

Equifax Cyber Security Data Breach

Equifax Cyber Security Data Breach As you are most likely aware, Equifax, a major credit bureau, announced recently that a cyber security incident, discovered in July, that may have exposed names, birth dates, Social Security numbers and addresses of approximately 143 million U.S. consumers. In addition, a smaller amount of driver’s license numbers, credit card numbers and

Auto Insurance…Rates Going Up!!!

In June of 2015 I put together a message regarding trends in home insurance particularly with rising rates and deductibles from unprecedented claim payouts from wind and hail storms. My industry was going thru a transformation on home insurance that was big time affecting consumers. My message provided an education on why, plus a warning