4 Things Every Renter Needs to Know About Renters Insurance

4 Things Every Renter Needs to Know About Renters Insurance Buying renters insurance to protect your stuff may seem like an unnecessary expense, until you experience a theft or fire in your rented home or apartment and lose some of your most treasured possessions forever. Whether you’re a longtime renter or starting out in your

Is Your Home Insured to Its Replacement Cost?

Is Your Home Insured to Its Replacement Cost? If you lost your home in a fire, how much would it cost to rebuild it? The answer may be different than you think. And if your home isn’t insured to its full replacement cost, your homeowners policy may not cover the full cost for you to rebuild

5 Tips to Protect Your Possessions with Valuable Items Insurance Coverage

5 Tips to Protect Your Possessions with Valuable Items Insurance Coverage You may think that a homeowners insurance policy provides adequate coverage for all your valuables, but policies may provide limited or no coverage for certain items — including generally expensive items — that are damaged or stolen. For example, many homeowners policies generally have a $1,000 or $1,500

5 Steps to Create a Home Inventory Checklist

5 Steps to Create a Home Inventory Checklist  After a fire, burglary or another event in which you lost possessions from your home, it may be difficult to remember the details of every one of the belongings that you have accumulated over the years. In this situation, having a current inventory of your possessions, including make

Condo Insurance

Finding the Best Condo Insurance

Finding the Best Condo Insurance (Because 11 times out of 10 the unexpected wasn’t expected) What’s not to love about the condo life? You get all the perks and amenities of living in a fancy apartment building with all the freedom of owning a home. It’s a privilege that needs to be properly protected. That’s

Finding the Best Renters Insurance

Finding the Best Renters Insurance (a.k.a. non-owners’ insurance. a.k.a. home renter insurance. a.k.a. apartment insurance. a.k.a. tenants’ insurance.) Whether you dig maintenance-free living or you’re just not ready for a fixed-rate commitment, you rent. And you’ve got things, right? Over-priced purses, a near-complete baseball card collection of the ’85 world-champion Royals, or maybe even a

Finding the Best Homeowners Insurance

Finding the Best Homeowners Insurance (When you don’t really want to look that hard) Your home isn’t just a structure made of beams and walls — It’s your happy place, and it deserves to be protected.  Our independent insurance agents carry the burden of searching high and low and won’t stop until they find the

The Car Insurance Cheat Sheet

The Car Insurance Cheat Sheet (The nuts and bolts of finding the right coverage) It doesn’t matter if you drive a rust bucket or luxury four-door, your car is probably one of the most important/priciest things you own. Yet instead of guarding it with your life, you drive it at high speeds on an obstacle

Finding the Best Motorcycle Insurance

Finding the Best Motorcycle Insurance (And don’t worry, you’ll still be a rebel to us) o some, life on two wheels is the only option. They live the ride-or-die lifestyle all day every day. To others, a motorcycle is a fast way to break out of the day-to-day routine or 9-to-5 work week. There are

What Is Catastrophe Insurance?

If you have been a victim of a major weather event like Hurricane Sandy, a forest fire, a flood or an earthquake, you have a pretty good idea of why homeowners, landlords and renters may need catastrophe insurance. These events have occurred with alarming frequency in recent years. What are the different kinds of catastrophe