6 Home Renovations that Can Affect Your Insurance

If you’re planning a home renovation, you may want to call your insurance agent first because this decision can impact your homeowners insurance. Some home renovations will change the amount of coverage you need, while others could even help you qualify for a discount. We cover six common scenarios that could affect your insurance, so you

Is Your Home Insured to Its Replacement Cost?

Is Your Home Insured to Its Replacement Cost? If you lost your home in a fire, how much would it cost to rebuild it? The answer may be different than you think. And if your home isn’t insured to its full replacement cost, your homeowners policy may not cover the full cost for you to rebuild

5 Tips to Protect Your Possessions with Valuable Items Insurance Coverage

5 Tips to Protect Your Possessions with Valuable Items Insurance Coverage You may think that a homeowners insurance policy provides adequate coverage for all your valuables, but policies may provide limited or no coverage for certain items — including generally expensive items — that are damaged or stolen. For example, many homeowners policies generally have a $1,000 or $1,500

Finding the Best Landlord Insurance

Finding the Best Landlord Insurance (Like a boss… of a rental property) Operating a rental property may sound like a great way to make a buck or two, but  a lot more goes into it than just cashing rent checks and unclogging toilets. The last thing a landlord needs to think about is the unthinkable. 

Finding the Best Business Insurance

Finding the Best Business Insurance (When making good choices is kind of your job) Finding the ideal coverage is a journey that no bigwig should go alone. Our independent insurance agents will be there, water bottle in hand, to coach you through all your options to make sure your company is completely protected. What is

Finding the Best Renters Insurance

Finding the Best Renters Insurance (a.k.a. non-owners’ insurance. a.k.a. home renter insurance. a.k.a. apartment insurance. a.k.a. tenants’ insurance.) Whether you dig maintenance-free living or you’re just not ready for a fixed-rate commitment, you rent. And you’ve got things, right? Over-priced purses, a near-complete baseball card collection of the ’85 world-champion Royals, or maybe even a

Finding the Best Homeowners Insurance

Finding the Best Homeowners Insurance (When you don’t really want to look that hard) Your home isn’t just a structure made of beams and walls — It’s your happy place, and it deserves to be protected.  Our independent insurance agents carry the burden of searching high and low and won’t stop until they find the

Finding the Best Motorcycle Insurance

Finding the Best Motorcycle Insurance (And don’t worry, you’ll still be a rebel to us) o some, life on two wheels is the only option. They live the ride-or-die lifestyle all day every day. To others, a motorcycle is a fast way to break out of the day-to-day routine or 9-to-5 work week. There are

What Is Catastrophe Insurance?

If you have been a victim of a major weather event like Hurricane Sandy, a forest fire, a flood or an earthquake, you have a pretty good idea of why homeowners, landlords and renters may need catastrophe insurance. These events have occurred with alarming frequency in recent years. What are the different kinds of catastrophe

Family Walking in the Rain

Finding the Best Umbrella Insurance

Finding the Best Umbrella Insurance (After all, sometimes it rains on sunny days, too) Ever had a bad day? What about a really, really bad day? Standard insurance coverage will most likely be able to handle your average bad day, but when you get into “really, really” territory, the consequences and claims could go well