Equifax Cyber Security Data Breach

Equifax Cyber Security Data Breach As you are most likely aware, Equifax, a major credit bureau, announced recently that a cyber security incident, discovered in July, that may have exposed names, birth dates, Social Security numbers and addresses of approximately 143 million U.S. consumers. In addition, a smaller amount of driver’s license numbers, credit card numbers and

Distracted driving continues to inflate auto-insurance rates

Since 2011, nationwide auto-insurance premiums have increased by 16 percent. Today, the average annual rate for one driver is $926. According to Bloomberg, the country’s largest auto insurers have paid out $1.05 in costs for every $1 worth of premiums. This is in contrast to about a decade ago, when insurers pulled in $1 for

Rodz of Lightening Photography 2016

Spring Storm Season 2016 [Reminders]

In the wake of last night’s storms I thought it would be good to get this message out again.    I hope you find this information is helpful.  My staff and I are ready. Over the years we have become proficient and awesome advocates for our clients with a claim. It’s what separates us from others and

Storm Season 2016

2016 STORM SEASON IS UPON US!!! (Here are some reminders & tips)

I know we are just getting over the surprise storms and heavy rainfall of this past December here in Missouri. Historically, the time of year that brings us powerful winds and damaging hail is March thru June, which is upon us.  I hope you find this information is helpful. My staff and I are ready.

Identity Theft Protection (a Reminder!!)

When these identity theft programs started coming out to the public 6-8 years ago I felt like they were a “money grab” being sold off fear. Well……as I have learned more about the risk management and personally witnessed cases my tune has changed dramatically. This is real, it is the fastest growing crime in the

Flood insurance — Important information

Date : 01-04-2016 During the past 10 days the Midwest has dealt with record flooding.  Emotions are high, people have significant property damage and like most “Act of God” catastrophe events there is fact and fiction floating around involving insurance. This message is my attempt to answer / dispel.  I completely understand that my clients

8 Home Security Tips You Never Thought Of

With the holidays so close and so many people traveling before or after…things you may want to consider, even if some are obvious, when you are busy they are nice reminders!!!! Your home is your sanctuary. It is a place where fond memories are made and relaxing evenings are spent after a busy day. Your

Is Your Business Ready to Grow? Here’s How to Tell.

A growing, thriving business is a wonderful thing. It’s often the product of years of hard work, and results in immense satisfaction. However, not all growth is necessarily good. In fact, too much growth too fast can spell a company’s doom. So, how can you avoid the massive implosion that rapid business growth sometimes brings?

College Wars: May the Coverage Be with You!

One of the most anticipated events of this fall is the return of Star Wars! From those who fondly remember seeing that massive star destroyer fill the theater screen for the first time in 1977, to those who’ve only watched the later animated version, millions of fans eagerly await a return to that universe far,

Computer Insurance…DO YOU NEED IT?

Computers are part of our daily lives, and most of us depend on at least one home computer. When a computer hasn’t been out of the box for long and something causes it to crash completely, what recourse do you have? What happens when you check the fine-print on your computer warranty and find that